Compare Loss Ratios, Large Claimants & Pharmacy Spend
Show every client exactly where they stand against the rest of your book — and the rest of the market.
Employer Benchmarking compares each employer group against the broker's portfolio and against market norms: loss ratio, large-claimant counts, members above 50% / 75% / 100% of deductible, aggregate corridor consumed, PMPM cost, and pharmacy spend. Useful both for internal triage and as a value artifact for the client meeting.
Per-employer loss ratio plotted against portfolio mean and quartiles — flag outliers before they become renewal surprises.
Count of members above 50% / 75% / 100% of specific deductible, with portfolio distribution for benchmarking.
Aggregate corridor consumed vs portfolio distribution; flag groups approaching attachment before the carrier does.
Per-member-per-month cost and pharmacy spend mix benchmarked across the book — drives the network strategy conversation.
Loss ratio, large-claimant counts, corridor burn, and PMPM are computed for every active employer group.
Portfolio quartiles and means are computed per metric; market norms layered where available.
Each employer is plotted against portfolio and market benchmarks; outliers and laggards are flagged.
Benchmark view exports into the renewal narrative and client meeting packet as a value artifact.
“One client saw they were third-worst in our book on large claimants. They renewed with us for three more years because we showed them.”